Product Strategy Manager (CarTrade Mumbai)

Job Description: Product Strategy Team of CarTrade Tech Ltd Position: Product Strategy Manager Location: Mumbai Company- CarTrade Tech Role Overview The Manager – Product Strategy will play a pivotal role in shaping and executing strategic initiatives, product innovations not only be limited to finance , might work on other strategy initiatives from corporate teams within CarTrade Labs. This role requires an entrepreneurial mindset, strong business acumen, and a passion for leveraging technology to solve complex financial and customer challenges. Key Responsibilities

• Lead the strategic planning, product vision, and execution of FinTech innovation initiatives.
• Conduct market research, competitive analysis, customer discovery, and ecosystem mapping to inform product strategy and business decisions.
• Ability to deeply understand, evaluate, and analyze customers to design and optimize seamless end-to-end digital product experiences.
• Define and communicate product roadmaps, business objectives, and growth strategies aligned with company goals.
• Lead and Collaborate with Product, Engineering, Data Science, Risk, Compliance, Legal, Operations, and Business teams to conceptualize, build, and launch new FinTech products.
• Develop customer journeys and product experiences that simplify financial transactions and improve user adoption.
• Evaluate regulatory requirements and ensure product initiatives align with applicable financial services regulations and compliance frameworks.
• Identify and establish partnerships with banks, NBFCs, insurers, payment service providers, and FinTech platforms to accelerate product innovation.
• Define KPIs, monitor product performance, analyze customer behavior, and leverage data-driven insights to optimize outcomes.
• Drive experimentation, rapid prototyping, and agile execution to validate new business models and product hypotheses.
• Stay abreast of industry trends, regulatory changes, emerging technologies, and competitive developments within the FinTech landscape. Qualifications
• Postgraduate degree in Business, Engineering, Computer Science, Finance, Economics, or a related field. MBA from a reputed institution preferred.
• 3 plus years of experience in Product Management, Business Strategy, FinTech, Digital Financial Services, Consulting, or related domains.
• Good to have experience of working in FinTech products such as lending, payments, insurance, wealth management, embedded finance, credit platforms, or financial marketplaces.
• Strong understanding of financial services ecosystems, customer journeys, risk frameworks, and regulatory considerations.
• Proven ability to translate business opportunities into scalable product solutions.
• Strong analytical and problem-solving skills with experience using data to drive decision-making.
• Excellent communication, stakeholder management, and influencing skills.
• Experience working with agile product development methodologies and cross-functional teams.
• Familiarity with emerging technologies including AI, Generative AI, data analytics, and automation within financial services is highly desirable.
• Experience in innovation labs, startup ecosystems, incubators, accelerators, or high-growth technology companies will be an added advantage.